What's Not Covered
The following services are not covered:
- Any of the above covered services after a diagnosis of infertility has been established*
- Related donor expenses for donated oocytes or sperm, including all medical expenses, travel expenses, agency fees, donor compensation fees, psychological screening, FDA testing for the donor and partner, genetics screening and all medications for the donor (e.g. suppression medications, stimulation medications)
- Services requested which are not medically appropriate
- Elective egg/sperm freezing
- Embryo adoption
- Services not specifically listed as covered in this benefit
- At-home inseminations
- Fertility services for covered individuals or their partners who have undergone a previous elective sterilization procedures (for example, hysterectomy, tubal ligation, vasectomy).
* If a diagnosis of infertility is established, you may be covered under your health plan benefits.